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Car Accidents On Monday, October 6, 2025
Motor vehicle accidents across Connecticut are unexpected and can involve a significant amount of stress. Many people want to discuss their accident with an attorney before they report their accident to an insurance company, and for good reason. If you were recently involved in a serious crash, you may be wondering: how long do you have to report a car accident to your insurance company in Connecticut?
It can be helpful to discuss what happened with an attorney before you report your incident to your insurance company. Whether you are hit while driving along I-95 or I-84, a Wallingford car accident attorney can protect your legal rights, and once retained, they can communicate with the insurance company on your behalf. This is important because they can help you avoid making any statements that may be damaging to your case.
Often, insurance adjusters are skilled negotiators who work hard to minimize the amount you recover for your claim, even if you are filing a claim with your own insurance company. Speaking with an attorney before you call your carrier helps you establish the full value of your claim before you give the insurance company a chance to lowball your claim value. Also, an attorney can help gather relevant evidence and guide you through the claim process.
When you have an attorney working with you, they can help make sure you obtain fair compensation for the full value of your claim. They work hard to make sure you are paid for your physical injuries, lost wages, and other accident-related damages. Consult a seasoned car accident attorney who can help you navigate the claims process and protect your rights.
Insurance companies are motivated by one thing: maximizing their own profits. As a result, insurance companies often try to offer much less for accident recovery and try to settle claims for far less than they are worth, even with their own clients. Insurance companies try to offer quick, small settlements, hoping people take them without consulting with an attorney. However, an attorney can help you receive what’s fair for your accident. Take time to speak with a lawyer after a wreck.
Each year, people are hurt in car accidents throughout this country. In 2023 alone, about 2.44 million people were injured in car crashes, and 40,901 collision-related fatalities were reported. Connecticut, unfortunately, recorded 308 crash fatalities that year. Also, it’s estimated that non-fatal accidents cost about $162,000 in damages.
In Connecticut, while the state’s personal injury statute of limitations is two years from the date of an accident, you should report a car accident to your insurance company as soon as possible once you’ve spoken to a knowledgeable attorney.
When you decide to report your accident is something to discuss with your retained legal counsel. Many insurance policies require you to report an accident within a few days, and some even require you to report within only 24 hours. Thus, it is important you don’t wait too long and be sure to check your specific policy to review details about your exact reporting deadline. Reach out to a trusted car crash attorney for reliable assistance with your accident recovery and claim assistance.
Policies typically require you to report an accident quickly, and if you miss the deadline, it can lead to an automatic and unjustified claim denial. Also, you could face receiving reduced compensation for your accident recovery. Check your policy right away and reach out to an attorney who can help you discuss reporting your accident and tips for communicating with your carrier.
Yes, reporting an accident after speaking with an attorney can provide some important advantages. If you report quickly, you can avoid any claim consequences, and it can help you preserve necessary evidence to support your claim. With early reporting, evidence such as police reports and eyewitness accounts is still available. Additionally, it establishes a formal record of your accident, which can protect your legal rights and establish claim coverage.
Yes, in Connecticut, you are required by law to report accidents, particularly those involving injuries or death. You have a limited time to report what happened to the Connecticut DMV. A seasoned attorney with experience helping accident victims can assist with your crash recovery and discuss proper reporting of your accident.
Across Connecticut, all personal injury lawyers handling car accidents set their own attorney fee agreements. Many personal injury firms work on a contingency basis, so you only pay them if they win your case. Ask an attorney you’re considering hiring about their written fee agreement so there aren’t any unexpected surprises. At Loughlin FitzGerald, P.C., our team can set up a free initial meeting to discuss what’s included as part of our comprehensive legal services. Reach out for yours today.
If you were involved in a wreck caused by someone else and need to hire a car accident lawyer serving Connecticut residents, reach out to Loughlin FitzGerald, P.C. As personal injury attorneys, we have significant experience representing victims of car accidents across the state and have a track record of resolving claims successfully. We are familiar with the process of reporting accidents to insurance carriers and can help resolve your individual car accident case.
We set ourselves apart in this legal community because we offer individualized attention for our personal injury clients. Our dedicated legal team regularly communicates about your claim status, and we help explore your available compensation options. When you’re ready to set up your free consultation with a trusted car accident attorney, contact Loughlin FitzGerald, P.C.
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